insurance
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The Internet of Ownership Needs a Safety Net
For most of human history, ownership was written on paper and enforced by people. Kings, clerks, notaries, banks—each served as a custodian of trust. Then we digitized money and created blockchains, which promised to replace human discretion with mathematical certainty. Code became law. But code, unlike humans, has no instinct for mercy. As real-world assets—homes, Continue reading
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Understanding the Impact of Pharmacy Benefit Managers on Drug Prices and Healthcare Costs
Pharmacy Benefit Managers (PBMs) play a critical role in the healthcare system, acting as intermediaries between drug manufacturers and insurance companies. Their primary function is to manage the administrative tasks and distribution of medications. However, the practices of PBMs have come under scrutiny due to their significant impact on drug prices and healthcare costs. This Continue reading
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