Dwolla might be a game changer for how people should make their transactions online.  According to Dwolla, it wants to replace credit card payment system.  Dwolla sees that paying few percentage here and there to credit card companies when a transaction occurs online is quite ridiculous.  Instead, Dwolla suggests people should feel making a transaction online as close as paying cash for something in stores.  So, Dwolla will not charge users with percentage of transaction fee and so on, but Dwolla will only take a flat fee as in $0.25 (i.e., a quarter) for each transaction.  It doesn’t matter if a transaction is $1 or $1000 or $100,000, Dwolla will still take $0.25 for each transaction. Dwolla is going to be a good idea/deal…