Remotely depositing check to your bank is feasible? This is something that someone is fantasizing about? No, the answer is yes! A small bank named USAA is allowing their bank customers to deposit checks remotely by capturing the images of each check using iPhone. By capturing the front and the back of a check through the use of iPhone’s camera, and having USAA’s iPhone application on the iPhone to deliver the check images securely to the bank for depositing — this feast is surely easing the process of making a deposit.
The only real concern is that how securely is this process can be! Depositing check remotely through iPhone is definitely saving you some driving time to the bank, but capturing checks’ images onto iPhone can be somewhat unsettling. Imagining if your iPhone gets hack, then this process suddenly can become really scary! All your checks’ information such as check payers, organization names that the checks associate to, the addresses on the checks, and the amount of the deposits — all can be obtained by the hackers.
Vinh Nguyen
